Case study - Ensuring MaRisk Compliance in preparation for the BaFin special audit

One of Germany's largest banks faced the challenge of ensuring MaRisk compliance for its outsourcing contracts to successfully pass the BaFin special audit. Through thorough review and targeted adjustments, a smooth audit process was guaranteed.

Industry
Financial Services / Banking
Roles
Project Manager for outsourcing contract review, Compliance Manager
Services
Project management, compliance analysis, contract management, time management, communication

Objective

The organization faced an upcoming BaFin special audit in accordance with §44 KWG. The main task was to conduct a comprehensive review of existing outsourcing contracts to ensure their compliance with MaRisk guidelines. If necessary, appropriate measures were to be taken to adjust the contracts.

Challenges

One of the main challenges was the limited timeframe, as the BaFin special audit was scheduled to take place in just three months. During this period, the review needed to be completed, and any necessary measures implemented to ensure compliance, ensuring a smooth audit process with minimal findings.

Execution

  • Ensured that the entire contract portfolio was ready for review by developing a standardized checklist.
  • Conducted a detailed analysis of the existing contracts with respect to MaRisk guidelines.
  • Identified violations and classified contracts according to their compliance.
  • Defined and implemented necessary improvement measures, including updating and possibly expanding the contracts.
  • Ensured that all required documents were prepared for the BaFin special audit to facilitate a smooth audit process.

Outcome

The result of the project was a smooth execution of the BaFin special audit in accordance with §44 KWG for all existing outsourcing contracts. MaRisk compliance was ensured, and necessary adjustments were successfully implemented.

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